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Important Disclosures

Welcome to the Acorns site, operated by Acorns Advisers, LLC ('Acorns'). Your friend referred you to us and will be compensated. If you register for an Acorns Account and start investing, we will credit a reward in the form of investments to your Acorns Account and your friend’s Acorns Account. You will not be charged for the cost of what we pay to obtain your account or any differential from the fees we charge clients who come to us on their own without being referred by a friend. The referral reward is subject to change at the firm's discretion. More information about our program is available in the Brochure, which you’ll be able to access and read or print whenever you want on our site, through our app or through the SEC. By clicking the button above, you acknowledge receipt of this information and the Brochure. Limited time offer. Rewards are in the form of a purchase of investments in your Acorns portfolio. Shares are purchased once your account is approved. To be eligible for the reward, you must use your friend’s personal invitation code to complete sign up. Acorns reserves the right to restrict or revoke this offer at any time.

© 2021 Acorns

Important Risk Disclosures

Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing.

Round-Ups® are transferred from your linked funding source to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investment, you could incur overdraft fees with your financial institution. Round-Up investments from an external account, will be processed when your Pending Round-Ups reach or exceed $5.

Acorns Checking Real-Time Round-Ups® invests small amounts of money from purchases made using an Acorns Checking account into the client's Acorns Investment account. Requires both an active Acorns Checking account and an Acorns Investment account in good standing. Real-Time Round-Ups® accrue instantly for investment during the next trading window.

Acorns Earn provides subscribers access to shop with our partners and earn bonus investments into your Acorns Invest portfolios when purchasing items from the partner brands. Acorns Earn rewards investments are made by Acorns Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner. Acorns is not a bank. Acorns Pay, LLC offers an Acorns Checking deposit account, FDIC insured up to $250,000. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank, member FDIC. Banking services are provided by Lincoln Savings Bank or nbkc bank, Members FDIC. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank.

Compounding is the process in which an asset's earning from either capital gains or interest are reinvested to generate additional earnings over time. It does not ensure positive performance nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices. App rating references the all-time star rating received in Google Play and Apple App Store.

Investment advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. For more information, visit acorns.com/disclosures/.

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