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Important Risk Disclosures

Investing involves risk including the loss of principal. Acorns does not provide access to invest directly in Bitcoin. No level of diversification or asset allocation can ensure profits or guarantee against losses. Bitcoin exposure is provided through an ETF which invests in Bitcoin futures. They are considered high-risk investments given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment.

Round-Up investments are transferred from your linked funding source to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. Round-Up investments from an external account, will be processed when your Pending Round-Ups reach or exceed $5. Round-Up investments from Acorns Checking accounts will be processed on an ongoing basis if the Round-Ups setting is set to automatic.Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank, member FDIC.

Acorns Earn provides subscribers access to shop with our partners and earn bonus investments into your Acorns Invest portfolios when purchasing items from the partner brands. Acorns Earn rewards investments are made by Acorns Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner.

Compounding is the process in which an asset's earning from either capital gains or interest are reinvested to generate additional earnings over time. It does not ensure positive performance nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.

Please consider your objectives, risk tolerance, and Acorns' fees before investing.This material has been distributed for informational purposes only and not intended as investment advice. Investment advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.   For additional risks, disclosures and information, visit Terms and Conditions.

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